Fidelity Bank USSD Codes for Transfer and Balance

Today, I will share a list of USSD codes for Fidelity Bank. These codes make it easy for you to handle different banking tasks from your mobile phone. You can use them to send money, check your account balance, pay bills, and buy airtime and data. These USSD codes help you manage your banking conveniently and efficiently.

Fidelity Bank, recognized as one of Nigeria’s foremost financial institutions, has enhanced customer accessibility to banking services through its innovative USSD banking platform. The Fidelity Bank USSD code empowers customers to perform a variety of transactions, including money transfers, bill payments, and airtime purchases directly from their mobile phones, all without the necessity of an internet connection. I will explain how to use the Fidelity Bank USSD code. You will learn how to register, activate, and perform different transactions.

What is the Fidelity Bank USSD Code?

The official Fidelity Bank USSD code is *770#.
This short code allows both account holders and non-account holders to access banking services from any mobile phone, anywhere in Nigeria. It works 24/7 and does not require internet connectivity, making it perfect for people in areas with poor network coverage or without smartphones.

Benefits of Using Fidelity Bank USSD Code

1. 24/7 Accessibility – Bank anytime, day or night, without visiting a branch.

2. No Internet Required – Works on basic phones (feature phones) as well as smartphones.

3. Fast Transactions – Complete transfers, airtime top-ups, and bill payments in seconds.

4. Secure – All transactions require a 4-digit PIN for authentication.

5. Convenient – No queues, no paperwork, no app downloads.

How to Register for Fidelity Bank USSD Banking

To use Fidelity Bank’s USSD banking service, you must first register and activate the code.

Registration Steps:

1. Dial *770# on your mobile phone.

2. Follow the on-screen instructions.

3. Provide your Fidelity Bank account number.

4. Create a 4-digit transaction PIN (this will be used to authorise all your USSD transactions).

5. Once completed, you’ll receive a confirmation message, and your USSD banking is ready to go.

Note: You must use the phone number linked to your Fidelity Bank account for registration.

Fidelity Bank USSD Code for Different Transactions

Below is a breakdown of the various transactions you can carry out with Fidelity Bank USSD banking:

How to Transfer Money Using Fidelity Bank USSD Code

To a Fidelity Bank Account:

1. Dial *770*AccountNumber*Amount# (Example: *770*1234567890*5000#).

2. Confirm the account name displayed.

3. Enter your 4-digit transaction PIN to complete the transfer.

To Other Banks:

1. Dial *770*AccountNumber*Amount#.

2. Select the recipient’s bank from the on-screen list.

3. Confirm the name displayed.

4. Enter your 4-digit PIN.

How to Check Your Fidelity Bank Account Balance

1. Dial *770*0#.

2. Enter your USSD transaction PIN.

3. Your available account balance will be displayed on the screen.

How to Buy Airtime with Fidelity Bank USSD Code

For Yourself:

• Dial *770*Amount#.
  Example: *770*1000# To recharge ₦1,000 on your phone.

For Others:

• Dial *770*RecipientPhoneNumber*Amount#.
  Example: *770*08012341178*500# to recharge ₦500 for someone else.

How to Pay Bills with Fidelity Bank USSD Code

With *770#You can pay for electricity, TV subscriptions (DSTV, GOTV, Startimes), and more.

1. Dial *770#.

2. Select the Bills Payment option.

3. Choose the biller category.

4. Enter the required details (e.g., meter number, smart card number).

5. Confirm and authorise with your 4-digit PIN.

How to Open a Fidelity Bank Account with USSD

You can open a new account without visiting a branch:

• Dial *770*01# and follow the prompts.

• A Fidelity Bank account number will be generated instantly.

• Visit any branch later to complete your KYC (Know Your Customer) process.

How to Block USSD Profile If Your Phone Is Stolen

If you lose your phone, you can quickly block your USSD profile to prevent fraudulent transactions.

• Dial *770*911# from any phone and follow the prompts.

• Alternatively, call Fidelity Bank customer care immediately.

Security Tips for Using Fidelity Bank USSD Code

• Never share your PIN with anyone, not even Fidelity Bank staff.

• Always verify the recipient’s account name before confirming transfers.

• Log out after transactions when possible.

• If you suspect any fraudulent activity, block your USSD profile immediately.

Frequently Asked Questions (FAQs)

1. Can I use Fidelity Bank USSD without an ATM card?
Yes, you can register for USSD banking without a debit card by visiting any Fidelity Bank branch.

2. Does Fidelity Bank USSD work on all networks?
Yes, it works on MTN, Airtel, Glo, and 9mobile.

3. Is there a daily transfer limit?
Yes, the daily limit for USSD transfers is typically ₦100,000 (₦20,000 per transaction). You can increase your limit by visiting a branch.

4. Is Fidelity USSD banking free?
Registration is free, but normal network and transaction charges may apply.

Conclustion

The Fidelity Bank USSD code *770#is a simple yet powerful tool that makes banking more accessible to everyone. With just a few keystrokes on your mobile phone, you can send money, buy airtime, pay bills, check your balance, and even open an account, all without an internet connection.

If you haven’t activated USSD banking yet, dial *770# Today and enjoy fast, convenient, and secure banking with Fidelity Bank.

Also Read:

• Keystone Bank USSD Code: Easy Mobile Banking
• Union Bank Short Code USSD to check Balance
• Globus Bank USSD Code: How to Use, Register, and Activate It
• Gtbank Ussd Codes and How to Use it for Transactions