If you are a GLO network user and want to borrow airtime but don’t know the USSD code, you’ve come to the right place. I will show you how to easily borrow airtime from Glo when you run out. There are times when your airtime runs out at the most inconvenient moments—perhaps you’re in the middle of an important call or need to urgently subscribe to a data plan, but don’t have immediate access to an airtime recharge.
This is where Glo’s Borrow Me Credit service comes to the rescue. If you’re a Glo subscriber and you’re wondering how to borrow airtime from Glo, this comprehensive guide will walk you through the requirements, codes, charges, and everything else you need to know.
What is Glo Borrow Me Credit?
Borrow Me Credit is a service introduced by Glo (Globacom Nigeria) that allows prepaid customers to borrow airtime whenever they run out of balance. Instead of being stranded without airtime, you can borrow a specific amount and pay it back on your next recharge.
Benefits of Borrowing Airtime from Glo
- Instant Access: Get airtime immediately when you run out.
- No Stress: No need to rush to the nearest recharge vendor.
- Flexible Amounts: Borrow different amounts depending on your eligibility.
- Accessible Anytime: Works 24/7, even at night or in remote locations. Emergency Use: Great for urgent calls, SMS, or data subscription.
Requirements for Borrowing Airtime on Glo
Not every Glo customer can borrow airtime instantly. Glo sets certain conditions before granting you eligibility. Here are the main requirements:
- You Must Be a Prepaid Customer:The service is only available to Glo prepaid users.
- Active SIM for at least 3 Months: Your Glo line must be registered and active for at least 3 months.
- Regular Airtime Recharges: The more frequently you recharge, the higher your chances of borrowing larger amounts.
- No Outstanding Debt: You must repay any previously borrowed airtime before you can borrow again.
How to Borrow Airtime from Glo
There are two major ways you can borrow airtime from Glo: via USSD code and via the Glo Café App.
1. Borrow Airtime from Glo Using USSD Code
This is the fastest and most popular method. Follow the steps below:
Dial *303# on your Glo line.
Select “Borrow Credit or Data” from the menu.
Choose “Borrow Airtime”.
You’ll see different amounts you are eligible to borrow (₦50, ₦100, ₦200, ₦500, ₦1000, etc.).
Select your preferred amount.
Confirm your request, and the airtime will be credited to your account immediately.
Example: If you want to borrow ₦100, you just dial *303# → Borrow Credit → ₦100 → Confirm.
2. Borrow Airtime from Glo Using Direct Code
Instead of going through the menu, you can directly dial:
*321*amount#
For example:
To borrow ₦50 → Dial *321*50#
To borrow ₦100 → Dial *321*100#
To borrow ₦200 → Dial *321*200#
To borrow ₦500 → Dial *321*500#
To borrow ₦1000 → Dial *321*1000#
This method is faster and works instantly.
3. Borrow Airtime from Glo via Glo Café App
Glo also provides a mobile app called Glo Café, where you can manage your line, recharge, buy data, and borrow airtime.
Steps:
Download and install the Glo Café App from the Google Play Store or Apple App Store.
Log in using your Glo phone number.
Navigate to Borrow Me Credit.
Choose the amount you want to borrow.
Confirm, and airtime will be credited instantly.
How Much Airtime Can You Borrow on Glo?
The amount you can borrow depends on your recharge history and usage. Glo sets a credit limit for each customer. Common airtime borrowing options include:
₦50
₦100
₦200
₦500
₦1000
₦2000
Service Charges for Borrowing Airtime on Glo
Just like other networks, Glo applies a service charge when you borrow airtime.
Glo deducts 15% as a service fee from the amount borrowed.
Example: If you borrow ₦100, you’ll receive ₦85 airtime, and ₦15 goes as a service charge.
So, always keep in mind that you won’t receive the full borrowed amount.
How to Repay Borrowed Airtime on Glo
Repayment is automatic. As soon as you recharge your line, Glo deducts the borrowed amount plus the service charge.
Example: If you borrowed ₦200 (and received ₦170 after the 15% charge), and you later recharge ₦500, Glo will deduct ₦200 immediately, leaving you with ₦300.
Frequently Asked Questions (FAQs)
1. Can I borrow airtime on Glo if I have not paid back my previous loan?
No. You must settle your outstanding debt before you can borrow again.
2. Can I use borrowed airtime to buy data?
Yes! You can use your borrowed airtime for calls, SMS, and even data subscription.
3. How much airtime can a new Glo customer borrow?
New users are usually allowed to borrow smaller amounts (₦50 – ₦200) until they build more recharge history.
4. What happens if I never recharge to pay back?
You won’t be able to borrow again until you recharge, and any future recharge will be deducted automatically.
5. Can I borrow data directly from Glo?
Yes. Glo also offers Borrow Me Data via the same code (*777#).
Conclusion
Knowing how to borrow airtime from Glo is essential for every Glo prepaid customer. The process is simple, whether you use the USSD code (*777# or *321*amount#) or the Glo Café app. The service is perfect for emergencies, allowing you to stay connected when you don’t have immediate access to recharge.
Just remember that Glo applies a 15% service charge, and repayment is automatic on your next recharge.
So, the next time you’re stranded without airtime, don’t panic—just dial *777# and borrow the airtime you need.