The digital age requires convenience, and this extends to banking services. First Bank of Nigeria, one of the country’s leading financial institutions, has made banking easier and more accessible through its USSD code service. This service allows customers to perform a wide range of banking transactions directly from their mobile phones without the need for internet connectivity. In this comprehensive guide, we’ll explore everything you need to know about the First Bank USSD code, including how to activate it, its benefits, and the various transactions you can perform with it.
What is the First Bank USSD Code?
The First Bank USSD code, *894#, is a quick and easy way for customers to access a variety of banking services using their mobile phones. This service is designed to be user-friendly and can be used on any type of mobile phone, whether it’s a smartphone or a basic feature phone. With the USSD code, you can perform transactions such as checking your account balance, transferring funds, buying airtime, and much more.
How to Activate First Bank USSD Code
Activating the First Bank USSD code is a straightforward process. Follow these steps to get started:
Step 1: Dial the USSD Code
On your mobile phone, dial *894*0#. Make sure you are using the phone number linked to your First Bank account.
Step 2: Enter Your Debit Card Details
You will be prompted to enter the last four digits of your First Bank debit card. This is for verification purposes.
Step 3: Create a PIN
Next, create a 5-digit PIN that will be used to authorize your transactions. Ensure that you choose a secure PIN that is easy for you to remember but difficult for others to guess.
Step 4: Confirm Your PIN
Re-enter the 5-digit PIN to confirm it. Once this is done, you will receive a confirmation message indicating that your registration was successful.
Benefits of Using First Bank USSD Code
The First Bank USSD code offers numerous benefits, making banking more convenient and efficient for customers:
1. Accessibility
The USSD code service can be accessed anytime, anywhere, as long as you have a mobile phone. This means you can perform banking transactions even in areas with limited internet connectivity.
2. Speed and Convenience
Transactions conducted via the USSD code are fast and straightforward. You can complete most transactions in a matter of seconds, saving you time and effort.
3. Cost-Effective
Using the USSD code is cost-effective as it incurs minimal charges compared to traditional banking methods. It eliminates the need for physical visits to the bank, reducing transportation costs and waiting times.
4. Security
The USSD code service is secure, as it requires a PIN to authorize transactions. This ensures that only you can perform transactions on your account.
Transactions You Can Perform with First Bank USSD Code
The First Bank USSD code allows you to perform a variety of banking transactions, including:
1. Checking Account Balance
To check your account balance, simply dial *894*00# and enter your PIN. Your current balance will be displayed on your screen.
2. Transferring Funds
You can transfer funds to First Bank accounts or accounts with other banks. To do this, dial *894*Amount*Account Number# and follow the prompts to complete the transaction.
3. Buying Airtime
To recharge your phone or someone else’s, dial *894*Amount# for self-recharge or *894*Amount*Phone Number# for third-party recharge. Confirm the transaction with your PIN.
4. Paying Bills
The USSD code can also be used to pay bills such as utility bills, cable TV subscriptions, and more. Dial *894*Amount*Biller Code# and follow the prompts to complete the payment.
5. Opening an Account
New customers can open a First Bank account using the USSD code. Dial *894*0# and follow the instructions to open a new account without visiting a branch.
First Bank USSD Code summary
| Options | USSD |
| Start | *894# |
| Transfer (To First Bank) | *894*Amount*Account Number# |
| Transfer (Other Banks) | *894*Amount*Account Number# |
| Airtime (Self) | *894*Amount# |
| Airtime (Others) | *894*Amount*Phone Number# |
| Check Balance | *894*00# |
| BVN | *565*0# |
| Deactivate Your Mobile Number | *894*911# |
| Get Mini Account Statement | *894*Account Number# |
| Activate Code | *894*0# |
In conclustion: the First Bank USSD code is a powerful tool that brings banking services to your fingertips. With its ease of use, accessibility, and wide range of transaction options, it offers unparalleled convenience for First Bank customers. Whether you’re checking your account balance, transferring funds, or paying bills, the USSD code simplifies your banking experience, making it quicker and more efficient. Activate the First Bank USSD code today and enjoy the benefits of seamless banking from your mobile phone.